I want to do stuff with the money without downloading the app and onboarding Let me use a basic wallet in web. Let me send that USDC to another wallet or in CB Let me see a total balance if I already have a smart wallet but no app. No one is gonna use it if it pushes me to base wallet unless both parties have base app. More people have other wallets (Metamask/Phantom) and/or a Coinbase account and just want to feel like they have the money without being forced to download a new app. App clips were built to do stuff, not a download link